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Your year-end retirement statements can offer opportunity, MoneyTips explains:

Smart planning is the key to early retirement success. Here are mistakes to avoid when you take an early retirement package.

Why 78% of Americans are Not Prepared for Retirement Retirement planning isn't easy. However, more than half of the country is underprepared for retirement. Learn why here

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Follow these 20 steps to take in the year before retirement for a smooth transition from the working world into the retirement you've always wanted.

You can bolster your financial security and set yourself up for more income in the future if you take advantage of tax breaks such as these. Investors might save tens of thousands of dollars with them.